Underwriter - FTC
SPREAD ENTHUSIASM. SHAPE THE FUTURE.
SHARE YOUR PASSION.
At the BMW Group, everything starts with passion. It turns a profession into a vocation. It drives us to keep reinventing mobility and bring innovative ideas onto the roads. Enthusiasm for joint projects turns a team into a strong unit where every opinion is valued. It is only when expertise, highly professional processes and enjoyment of work unite that we can shape the future together.
BMW Group Financial Services UK is looking for an Underwriter on a Fixed-Term Contract basis, covering maternity leave. This role is based at the Summit ONE Campus in Farnborough.
What awaits you?
- Evaluate financial data to make fully justified and sound decisions for all types of Private Customer GB (BMW / MINI) and Private Customer All Brands.
- Make decisions within the agreed SLA with Sales.
- Review underwriting declines, appeals and complaints.
- Assess and analyse additional information provided by the Customer to evidence a decision.
- Collaborate with all underwriting teams and relevant stakeholders (Compliance, Risk, Sales Support, etc.)
- Identify and mitigate AML and Financial Crime risks.
- Provide advice and support to Private Customer GB (BMW / MINI) and Private Customer All Brands in Application Processing to achieve the best outcomes for customers and the company, in line with TCF regulations.
What should you bring along?
- Strong knowledge of the range of finance plans and financial services products.
- Competence in FCA regulatory requirements, including AML and Financial Crime and the regulatory impact on underwriting processes.
- Excellent communication skills.
- Ability to work to deadlines with a high level of accuracy.
- Proven analytical and strong decision-making skills abilities.
- Team player who can also work independently, particularly when escalating problems or issues.
Closing Date: 30th October 2025
At BMW Group, we are committed to offering our employees the right balance between work and personal life. We pride ourselves on being a flexible employer and for most roles, it could be possible to agree flexible hours, job share, compressed hours or part-time working hours and so please discuss your individual requirements as part of the application process so we can try to agree a suitable arrangement. [For this role, we also support a hybrid model which combines remote and office working.] #LI-Hybrid.
We also have several employee resource groups. If you’d like to speak confidentially to any of these groups before applying for a role, please email us directly at Recruitment-uk@bmwgroup.com and we can arrange an informal discussion.
In 2025 BMW Group Financial Services UK was recognised as a Top Employer. We invest in our employees and embrace a culture of flexible working as well as promoting a positive, supportive culture and working environment. We are based in prestigious offices in Farnborough that provide a great place to work with good people and an exciting, engaging, industry leading brand.
Successful candidates will be required to complete background screening checks and the offer of employment will be subject to results which we consider are satisfactory. Checks will include references, right to work, IT system Compliance Integrity Check (COIN), CV and relevant qualifications. Checks may also include criminal records, adverse financial (credit), directorships, address, internet research and/or driving licence. If you have any queries on any of these checks, please discuss with us and we will be happy to go through with you in more detail.
We are proud to be a part of the Disability Confident scheme. The scheme supports employers to make the most of the talents disabled people can bring to the workplace.
At the BMW Group, we place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants.
Learn more here.