Senior Portfolio & SMR Analyst
BMW Group Financial Services is looking for a Senior Portfolio & SMR Analyst
The Multi Make Asset Risk team are responsible for the Alphabet and Alphera Residual Value setting of Multi Make vehicles, Alphabet Service, Maintenance, Repair, and Tyre (SMRT) budget setting and the Alphabet RV/SMRT portfolio assessments. Reporting to the Head of Multi Make Asset Risk, the Senior Portfolio and SMR Analyst is responsible for safeguarding the company’s assets, principally related to the Alphabet’s SMRT budget setting and RV/SMRT portfolio assessments.
This role is based at the Summit One Campus
What awaits you?
- Manage and safeguard Alphabet’s Residual Value (RV) and Service, Maintenance, Repair, and Tyre (SMRT) budget exposure across the portfolio.
- Perform monthly Alphabet RV risk assessment (REVAL) and quarterly SMRT assessment to maintain portfolio development transparency.
- Manage the Alphabet base SMRT budget setting process including chairing the bi-annual SMRT Expert Working Group, collaborating with stakeholders from Commercial, Controlling and Operations.
- Align the Alphabet REVAL outlook with Group Brands Asset Risk, Finance, Controlling, and external auditors, supporting profit and loss forecasting.
- Monitor industry trends, government policies, and market developments impacting RV/SMRT risk.
- Lead continuous improvements in risk management processes and explore new data sources and products.
- Engage with vehicle manufacturers, data suppliers, and internal teams to ensure accurate SMRT budget setting and risk positioning.
- Present proposals, provide expert guidance and report regularly to Multi Make Asset Risk Committee, National Risk Committee, Risk Management and the Central Asset Risk department.
What you should bring
- Strong numeracy, analytical, and communication skills, with experience presenting and leading discussions.
- Background in risk management, financial analysis, pricing, or a similar analytical role preferred.
- Experience or interest in the automotive or leasing industry, with a knowledge of Alphabet finance products being desirable.
- Ability to work independently and as part of a small, efficient team.
- Proficiency in Microsoft Office applications; experience with SAS or statistical analysis is advantageous.
- Knowledge of RV/SMRT setting and modelling is beneficial.
- Professional finance qualifications (e.g., ACT, ACCA, CIMA) are a plus but not essential.
- University degree in finance, economics, mathematics, statistics, business or a related field, or relevant industry experience.
Additional Information:
Closing Date: 15th May 2026
At BMW Group, we are committed to offering our employees the right balance between work and personal life. We pride ourselves on being a flexible employer, so please discuss your individual requirements as part of the application process to help us agree on a suitable arrangement.
We place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants.
Learn more here.
We are proud to be part of the Disability Confident scheme, which supports employers in making the most of the talents disabled people bring to the workplace.
We have various employee resource groups and invite you to speak confidentially with any of these groups before applying for a role. Please email us directly at Recruitment-uk@bmwgroup.com to arrange an informal discussion.
Successful candidates will be required to complete background screening checks, and the offer of employment will be subject to satisfactory results. These checks include references, right to work, IT system Compliance Integrity Check (COIN), CV, and relevant qualifications. Additional checks may include criminal records, adverse financial (credit), directorships, address verification, internet research, and/or driving licence. If you have any queries about these checks, please discuss them with us, and we will be happy to provide further details.